Absolutely! Up until now, they paid NOTHING.
Forgive me if I missed these details (trying to get some work done today), but do you know whether they pay any premiums? Or just this 10% deductible up to $1,000 for family? If they have no premium expense, what a GREAT FREAKIN’ DEAL thay are getting!
Plus, I think paying co-pays & deductibles helps to keep people from overutilization.