[william clark]

Right. A settlement is an agreement. So, according to your logic, an agreement is a settlement. Likewise, all dogs are Golden Retrievers.

[Cyber Liberty]

So, according to your logic, an agreement is a settlement.

Uh, no. That's the all-inclusive fallacy. Example: All bugs are insects, but not all insects are bugs.

[07Jack]

Very well done!
I keep seeing these semantical arguments pop up regarding settlements vs agreements. As a business owner, who has had the unfortunate experience of being frivolously sued, I can attest that the term “settlement” is usually used in reference to actual Lawsuits while the term “agreement” usually pertains to an issue that was resolved prior to a lawsuit being filed. I would also add, I was glad to see the appearance of Lin Wood who sent a strong message to any potential future accusers that there will now be a price for making false accusations.