Make sure that you are carrying UNINSURED Motorist insurance. Mine costs me more than 37% of my premiums. I don’t drink. Don’t smoke. Have not had a ticket since 1980. Have not had an accident since 1965. Insurance is bundled with all house & property insurance, also. O have all the discounts available & I still pay alot for UNINSURED Motorists. N Nevada. Rural
Same boat.