Assuming she's talking about a laptop, the most expensive new MacBook Pro, with all the upgrades and accessories, including more cables and support services than anyone would ever order, is less than $4,300.
If she tries to make a claim with her insurance company for $5,500, she's gonna run up against a buzz saw.
IOW, she's a liar.
Forgot Software costs.
“the most expensive new MacBook Pro, with all the upgrades and accessories, including more cables and support services than anyone would ever order, is less than $4,300.”
Know your hippies. You have to look at the provenance. The computer was owned by Abbie Hoffman, so that adds another $1,200 to the value.
Could include software.