You would set the dial to 14.325 MHz and the mode to upper side band (USB). If you cruise around 75 meters (3.900 MHz give or take) lower side band you might find your state emergency net. 75 meters is better for local/regional coverage whereas 20 meters is more long haul.
Turns out I need a receiver that'll p/u sideband, as my current one isn't geared for such.