The first is the founders knew about insurance. Insuring risk and lose goes back many hundreds of years.
Probably more important, 'Health Insurance' as Obama and company are trying to implement, is not insurance at all. It's not a sharing of risk or lose. It's a sharing of medical costs. From each according to ability, to each according to need. That not insurance. It's Communism.
The left is playing word games and the right is letting them get away with it.
“’Health Insurance’ as Obama and company are trying to implement, is not insurance at all”
I agree. Quietly, many states have prohibited the sale of true ‘health insurance’, which would insure against catastrophic injury, etc.
Instead, we are all forced to simply pool resources. What possible ‘risk’ are we insuring against, when insurance pays for check-ups? Its a known expense...which would probably cost less, if we kept middle men out of the transaction.
I must do a poor job of articulating this, because I get the ‘you heartless bastard’ look when I try to explain it to people.
I would love to have catastrophic health insurance, which prevents me from being financially wiped out, if the worst case happens...and office visits, prescriptions, physicals, immunizations, etc. could be paid for out of pocket (these are known expenses, not risk). Sadly, this is not available to me.
Obamacare kicks it up a notch, and re-defines ‘insurance’ at a federal level.