Don’t let your pride get in the way, take it if for no other reason then to rob the criminals of a monopoly over the loot they stole from the rest of us.
This is among the biggest flaws among the right, we let our virtue guide us into doing exactly what the scam artist that created theses programs hope we will do, thus leaving them not the vast bulk of the loot to themselves.
You don’t discourage an activity by making it more rewarding to those who support and engage in it.
Can’t do it. This just piles the debt onto our children’s backs. At the rate we are going, the next generation of Americans might become 3rd world serfs. :(