“... I just hope the minions in DC don’t go after my Roth and other retirement accounts”.
See... there is a worry. I’m not saying you need sleeping pills but I am saying that people wonder what the government will do/take/restrict next? I personally don’t remember a time that people woke up each day and thought, “what am I expected to pay more for today?” After 9/11, I woke up each morning with the thought “did something blow up today?” Today, I wake up thinking “how closer are we to the poor house?”
Don't feel alone, I and many other working people are thinking the same things.