[freedomfiter2]

Real estate changes hands slowly enough that current law works just fine. The problem we have with mortgages is that properties are treated like commodities, not individual unique entities.

[org.whodat]

the selling and trading of the notes has nothing to do with the home owner. The only problem here is someone did not keep the assigns up to date, easy fix, you just reverse the transaction and let the proper assignor handle the foreclosure, except now the home owner owes all of the attorney legal fees as well.