OMG! That's awful.
in order to ensure it receive the TARP funds
Ummmmmm.....I don't think you needed to be a commercial bank to get TARP. AIG, CIT, GM, F, FNM, and FRE received TARP funds and aren't commercial banks.
I think you're confusing Treasury/TARP with Federal Reserve/Discount Window.
Make that GM, Chrysler, FNM
LOL... SMH.... You might want to research this before you just make anymore knee jerk comments.