The stories of the banks illegal and immoral activities are long and distinguished.
The banks no not deal in good faith with homeowners trying to work out deals.
The banks are willing to use the law to protect themselves, why shouldn’t the borrowers? Don’t borrowers deserve equal protection under the law? Seems like I’ve read that somewhere.
I would definitely use a lawyer to protect my interests. Using one to screw another party is a different story. I know there are some crooked banks out there, just got done dealing with one, who will screw borrowers at every opportunity, but, to me, that doesn’t excuse borrowers trying to screw them too.