"You're thinking of this place all wrong. As if I had the money back in a safe. The money's not here. Your money's in Joe's house...right next to yours. And in the Kennedy house, and Mrs. Macklin's house, and a hundred others. Why, you're lending them the money to build, and then, they're going to pay it back to you as best they can."The point being that this is a bank, not the government. If you don't want the banks to lend your money to others (at the risk of the bank making stupid decisions), then you shouldn't put your money in the bank.
I have a problem with the politicians who want to wipe away their debts.