I did not know that "Doctor Phil" did not have a doctorate but as far as Rachael Ray not having "any formal culinary training", has she ever claimed it?
However, according to Wiki: “McGraw graduated in 1975 from Midwestern State University with a Bachelor of Arts degree in psychology. He went on to earn a master's degree in experimental psychology in 1976, and a Ph.D in clinical psychology in 1979 at the University of North Texas,[6] where his dissertation was titled “Rheumatoid Arthritis: A Psychological Intervention”.”