Two rules
1 - Spend less than you make
2 - Always have a plan for when the money stops coming in.
If you do that, you will be better off than those that don’t
There are no guarantees in life, and even the best prepared people are sometimes surprised by what life sends them.
It would just be worse if you are not prepared
Amen to that...get prepared. We have reached a tipping point in this country that I do not see how our economy will survive. Therefore, I will not depend on the government, I will prepare for the worst and if it turns out better, fantastic.