[SeeSac]

The 5% return is 5% above the rate of inflation.

Please tell me where I can get continuous investments each month for the next 20 years that will yield 5% above inflation. I have my 401K and IRA's in cash right now.

[Hoodat]

Over the last 20 years, the S&P 500 has yielded 4% above inflation. Any decent investor could get you an extra point.