So that the first time you get sick they cancel you?
Car Insurance is limited. Loss of car plus medical claims for accident. very few have huge claims. Major Medical claims are very different. For auto insurance to be like Obamacare you would have to provide for all fuel and repair costs including oil changes. All autos could be restored to like new condition on demand and for free. You could buy a rusted out shell of a 69 gto and take it to the car hospital for free restoration to like new condition. Wonder how high those rates would be.