Damn. Why walk into a bank in the first place? Use online banking. If you feel the need to physically be there for whatever reason, use the ‘drive-thru’. By doing so, you could have an AR15 in your car, and wouldn’t have to take any shit from a teller about it.
The writer of the article is probably one of those people I have to wait in line behind for a small eternity while they are standing there writing a PAPER check! Infuriating.
I do not like to wait for people to write checks either. Similarly, I do not like to wait for people to use credit cards. I like cash, but it seems that a large number of people in society have been indoctrinated into not carrying cash.
Writing a check doesn’t take any longer than swiping your card, entering your PIN, waiting for the remote bank to approve it, etc., etc. If it takes any longer, it’s because of the merchant’s process for check acceptance. If you don’t like the wait blame them, not the customer. (And no, I’m not one who writes checks at the grocery store)
When ones runs a business, it is ALWAYS bewst to have WRITTEN records of your financial transactions.
As a life-long bookkeeper, I can tell you that trying to find record of payment for something when all you have is a transaction number & a crazy-to-decipher abbreviation, it can be a nightmare. One of my clients used his debit card alot. I spend an inordinate amount of time trying to ID some of his purchases. IF & WHEN the 1099 crap starts—I truly don’t know how I can keep track of every gas station & Home Depot he goes into.
I won’t bank on-line, nor will I work for anyone who does, particularly deposits.
I cannot tell you how many times in the past 45 years that I had to prove something was paid to a vendor by showing a COPY of the FRONT & BACK sides of the check in question.
One event was triggered around an embezzlement. Our payment to the vendor of over $3000 wasn’t shown in their records-—but our check had been deposited.
I am very uncomfortable not getting my cancelled checks back, only a copy of the front of the check. That does not give me the clear picture of the endorsement.
Banks will provide such back of the check endorsement-—at $50 per hour, only within 90 days. Sometimes an embezzlement takes a long time to discover. Getting those check copies after 90 days could be a nightmare, also.
That is just not fair.