[StolarStorm]

It doesn't always work that way. I have a company trying to collect a debt from me, that isn't a debt. A former business I had dealings with filed a false debt against me (and others). So I now have to take them to court. I have already contacted the DA and BBB.

In the meantime, I have a debt collector harassing me. I just sent a cease and desist letter to them... well see if that works.

I also get harassing calls all the time for someone that somehow got connected to me in some database. I keep telling them, "don't know this person,... stop calling". That's doesn't work.

So my point being, not all "collections" are for real debts.

[Brookhaven]

It doesn’t always work that way. I have a company trying to collect a debt from me, that isn’t a debt.
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This is actually more common than people realize.

If you dispute a charge with a company (utility, insurance, credit card, etc...) it is pretty common for the company to hire a debt collector to try and “hassle” the money out of you. The idea is that even if you don’t believe you owe any money, if the harrass you long and hard enough you will pay it just to get the debt collector off your back.

One quick way to get a debt collector to stop clalling you is to tell them that IF you ever decide that you do owe the money, you will NEVER UNDER ANY CIRCUMSTANCES pay it to the debt collector as a matter of principle. You will pay the money directly to the company the original debt was with.

Debt collectors only get payed based on the money they collect. If you pay off the debt by giving the money to th original company (by passing the debt collector) the debt collector makes )$0.