[AppyPappy]

This no different from using a phone book to look for possible relatives to call.

[driftdiver]

‘This no different from using a phone book to look for possible relatives to call.”

Correct, thats illegal as well. Contacting a 3rd party is illegal and if taken to court will generally result in an award.

Lenders knew the laws and constraints when they made the loan. They should live with their business risk.