I’m 62 yrs old.
I certainly recall in the 1980s extreme skepticism on the part of my co-workers that any of us would be collecting SS in the “promised” amounts when we retired.
If Americans would have been thinking 40 years ago, "Oh their going to rip me off with this ponzi scheme on my next paycheck again", SS would have never survived, and likely would never have been implemented in the first place.