The person who loaned you the $100 million doesn't agree to the adjustment.
but technically it would work
LOL!
Listen, "all things being equal" is the part you seem to be ignoring. I'm not here to argue with you. One more time: All things being equal, all monies adjusted at the same point in time. Get it ? I'm guessing not likely...
If I loaned you 20 bucks yesterday and adjustments were calculated tonight, tomorrow I would accept 10 bucks in re-payment because those 10 dollars are worth an EQUAL AMOUNT to the 20 I gave you yesterday. I think I'm the one who should be laughing at this point