Disturbing...63 years old and still having to worry about the next pay check.
I work on helping people save their homes from foreclosure. The vast majority (not surprising, really) are between 42 - 66 years old. The younger group is in the prime earnings age. They will never see any windfall that will protect them when Social Security ceases to exist.
Had a dream once where the government essentially paid average families a stipend, just like foster care, to take care of the elderly (food and shelter) until they took ill. Then they simply “went away”.
Perhaps it was a premonition of my own fate.
I know of a seasoned citizen, age 75, who still worries about the next pay check....there are many of us out there who will be working til death us do part.