This is known as the 'Special Needs Kids Tax'. As the father of a really special kid, I rely heavily on my FSA. Next year, $700 that would normally have gone towards my son's expenses will now go to the federal government instead. My, aren't Democrats compassionate?
I have my own needs. This year, our insurance deductible was raised to $2,000, with an additional $4,000 out of pocket max. And that doesn’t include expenses for prescription. The co-pay on them was raised by $5, $30, and $70, depending on the tier. This year, I went through my $5K by May. Usually it last through September.