In your opinion, did the problem start with Andrew Jackson or with the creation of the federal reserve and IRS, or both?
If the federal reserve and IRS started the downward slide, then I believe we can blame socialist-modeled government schooling for creating a population that would approve of this.
Governments always need money - it's the essence of their very nature. Democracies need even more money in which to purchase votes and reward political supporters.
So put yourself in the bankers' shoes - what is the easiest, most surefire way of implementing a democracy? Why, to increase the franchise.
Once that was accomplished, there was no end to the number of social programs which could be implemented. I mean, who really cares about the details. Education? Check. The list goes on.
Still, there were certain weaknesses in the overall system, as was demonstrated in 1873, 1893 & 1907. So the key was to lock in a monopoly arrangement, along with income taxes to pay the operating costs.
At a certain abstract level, the design really is a thing of beauty. To this day, barely anyone even understands what is occurring.
Look at you - a reasonable intelligent person correctly identifying education as a prime causative agent, yet failing to understand how universal education was passed in the first place.
The original republicans would have correctly identified this usurpation & blocked its implementation. The newly elected democrats had no such compunction. The bankers had to get rid of the former and instill the latter. They succeeded beyond their wildest dreams.