It’s not a VA requirement so if they insist you would want to find another lender.
Any major lender can do a VA loan; you don’t even have to be in the same state to do them.
I misunderstood. The loan can’t be more than the original loan. By rolling in the closing costs it made it go over. Bottom line it wasn’t worth the investment. However, I’ve lowered the principle a little so it might work after all. We’re working on it.