I’m having a hard time seeing the return for my AOPA membership, too.
The primary reason I keep it is to qualify for their insurance program. (I rent)
I happen to be the AOPA Airport Support Network rep for our local GA airport, but I understand your point. The NRA is taking heat at the moment over a position that it took on a 1st amendment issue that has riled some of its membership. Unfortunately, both the NRA and the AOPA are what is referred to as “single issue” organizations, and as such, they occasionally take sides on issues or support candidates that make our hair hurt. Personally, I would rather that they take a pass in those circumstances.
Having said all that, my AOPA membership provides me with access to excellent flight planning products, such as weather, airpport information and instrument approach procedures, plus the optional insurance coverage. The world is not perfect and I’ve learned not to cut off my nose to spite my face.
I bought renter’s insurance through another company. I paid in 2005 $250 for a million dollar policy. I am lucky we have a employee program that pays owner insurance for everyone instead of needing renter’s insurance.