Judicial foreclosure is costly to the community. Either all the residents are then forced to pay for the malfeasance of one, or the association attempts to recoup the increased costs at foreclosure.
If a person wants to exercise their right to redeem their home, they will have to shell out several thousand more to do so. It's a lot easier for a struggling homeowner to come up with $3,500, then $8,500.
Either way, the end result will be the same - the only thing that changes is the price tag to the homeowner in the end.
Sorry, I was responding to a different post...
“The nonjudicial foreclosure process is the least expensive one for everyone involved.”
A non starter for me. I’m for the legal process as intended, regardless of cost.
As an afterthought, if the legal/judicial system wasn’t being deliberately bogged down, it would be much less costly. It’s only become that way because the judicial system has been corrupted. We want to fix Congress and fix the Presidency and fix the Supreme Court, but we’re not fixing the system. That’s where it must start.
All of which is illegal if the Captain signed the HOA agreement, which he did.
No legal actions can be taken against him while he is overseas. That is a federal law also known as the Soldiers and Sailors relief act of 1940.