Thanks, but I did read the story. The problem isn't this soldier's allegedly mentally ill spouse, but his own lack of preparation. Before every service member is deployed, they are given a legal briefing by their unit JAG. I know, I was one of those JAGs who gave those briefings. These briefings are so important to the DOD, that they mandate that their attendance is annotated in the soldier/sailor's Service Record Books. This is because the DOD wants to avoid stories just like this.
At those briefings, servicemen & women are advised to send letters to their creditors informing them of their deployment and notifying them (the creditors) of the servicemen's rights under Soldiers and Sailors Civil Relief Act (SSCRA). With such notification, the creditors are warned that under no uncertain terms, legal actions - including foreclosure - are disallowed during the servicemember's deployment, per federal law. The creditors are also informed about the civil penalties they face for violating the SSCRA.
Not surprisingly, the wickedly liberal Mother Jones, makes no mention of this well-known and WIDELY practiced procedure by service men and women. While I'm not an apologist for the HOA, because what they have done is plainly idiotic and possibly illegal, the lion's share of the blame lies with the service member himself for not ascertaining and asserting his federally protected rights prior to his deployment.
They did not indicate he could have "short circuited" any attempt to foreclose by sending documents before deployment. If the military is as I remember it they make you sit in a room and tell you to fill out the paperwork.
I do wonder how she is so certain no one fronm the HOA tried to contact her personally when she refused to answer the door.