Man, if there was ever a case when a “vanity thread” by an area expert was called for, it’s you and it’s now. You should write a weekly essay and post it on FR.
NOBODY knows this topic like a guy like you. ALWAYS go to an area expert who is playing with his own money! (IMHO, an area expert is the equivalent of a “local guide” to special forces.) I am 100% sincere, being a small biz guy myself.
Like you, a small biz guy or gal are the source for any economic growth and we should try to support each other as much as possible.
Good luck to you and your efforts - these are indeed troubling times.