Let me check your credit history.
I see you walked away from your mortgage.
Sorry, keep looking pal. I see how you are.
Many of the rentals are by people that cannot afford their mortgage. Take someone who usually pays $3,000/month but no longer can. So, they rent from someone who has a $2,000/month mortgage but no longer can pay and rent it tothe $3,000/month people. They think $2,000 is cheap.
There are loads of rentals on the market.
Exactly. They can walk away from their mortgage but where are these losers walking to?
"Hi, this is DaMarr Washington from the County Housing Authority. I'm just calling to tell you that you are being named in a discrimination lawsuit by the county Equal Opportunity office, the U.S. Depertment of Housing and Urban Development, and are being made subject to a criminal investigation by the Department of Justice hate crimes bureau. I've also been informed that you are being served today in a civil suit brought by the party to whom you refused to rent, the local chapter of the NAACP, and your city's Attorney. I'd hire a good lawyer if I were you."
In other words. YOU A RACISS
“Sorry, keep looking pal. I see how you are.”
“But I’m (handicapped, black, biracial, gay, illegal, bipolar, bisexual, etc.) and you’re discriminating against me!”
Then you get a call from some alphabet soup state agency.
Sorry, keep looking pal. I see how you are.
Easy to get around, simply walk away and rent before any type of credit issue hits the report.