Yeah, starting with diving $180,000 into debt.
Right.
Mortgages are the biggest d@mn scam. Everyone has been conned into this mindset of "you've GOT to have a quarter-million-dollar house". BS. No you don't. Buy what you can afford, CASH, OUTRIGHT. Biggest mistake of my life was falling for that when I very nearly owned a home free-and-clear.
Mortgage is d@mn near indentured servitude. You MUST make that payment EVERY MONTH or you lose EVERYTHING. You MUST hand over a huge chunk of your paycheck - a chunk you could have a very good & comfortable time with - to pay 3x for something you didn't need that much of in the first place. You're STUCK in your job because you MUST pay, you CANNOT risk financial uncertainty.
And it's going to take decades, if not centuries, for this nation to figure it out - or die in ignorance.
Conservatism: the realization that right behavior was learned at great cost to generations, and that if we forget it now we'll take as long at as high a price learning it again.
Rents keep up with inflation. Your mortgage payment doesn’t.
The Bible says that debt is slavery. I don’t see an exception for mortgages in there . . .