I thought this might be of interest to the Dave Ramsey ping list perhaps.
My husband brings home about the amount they quote in this article, only we are raising four kids on that, and three of those are in Catholic school (one heads off to the Catholic junior high in fall of ‘11, so there goes more money, LOL). It is entirely doable.
It is especially easy when you have no car payments, no credit cards, no student loans or any other debt except the house. Do we eat out much? Rarely, but somehow we manage to put away money in savings every month for emergencies, car and home maintenance, pet care, and Christmas.
It makes me want to bang my head against a wall when I hear people—especially within my kids’ school families—complain they ‘have’ to have two incomes. Of course they do, they have several hundred dollars of car payments and give their kids too much stuff. My kids were thrilled to get the Wii for Christmas and we were proud to be able to give it to them after saving up for it. They may not get ‘stuff’ all the time, but they appreciate it more when they do. Our cars may be 10 and 13 years old, but they belong to us, not the bank.
My husband hasn’t seen a raise in over 2 years (something he’s fighting for right now—especially since he’s doing the work of two engineers right now), but right now I consider us lucky to be doing as well as we are.
The economy sucks, to be sure, but considering how we’ve altered our lifestyle in the last couple of years, we’ve learned about what it really takes to survive in tougher times.
Thanks HCMomma for the ping.
Acting our wage makes “getting by” a lot easier.
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My favorite is the bartender that complains about the potential foreclosure as she plays games on her new phone, talking about how the game is better on one of her 3 brand new gaming systems and later bragging about her new car.
Oh, and she is so happy to finally be getting health care paid for by the government.
A pox on all moochers!