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It's Almost Impossible To "Get By" In The US Today
Zero Hedge ^ | 04/13/2010 | Graham Summers of Phoenix Capital Research

Posted on 04/13/2010 6:59:30 AM PDT by SeekAndFind

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To: Megan D

Apologies for the bit..hcy sounding post. As I said, impression. I am willing to admit, judging from your gracious reply I could have made false assumptions.


81 posted on 04/13/2010 8:40:29 AM PDT by D1X1E (Trust but verify... especially if you got your information from the government.)
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To: Megan D
The US is a capitalist country or at least should be that way. Having plenty of money is very important for your livelihood in a capitalist society.

The US is a Christian nation, or at least should be that way. Having plenty of money is not very important in your relationships with God or His children.

82 posted on 04/13/2010 8:41:45 AM PDT by Magnum44 (Terrorism is a disease, precise application of superior firepower is the cure)
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To: Hoosier Catholic Momma; CottonBall; TenthAmendmentChampion; Chickensoup; JDoutrider; ...

Thanks HCMomma for the ping.

Acting our wage makes “getting by” a lot easier.

Dave Ramsey Fan Ping List.

If you would like to be added to the “Live like no one else, so that you can LIVE like no one else” list, feel free to Freepmail me.


83 posted on 04/13/2010 8:42:00 AM PDT by CSM (Keeper of the "Dave Ramsey Fan" ping list. FReepmail me if you want your beeber stuned.)
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To: SeekAndFind
Now, Joe needs light, energy, heat, and air conditioning to run his home. According to the Energy Information Administration, the average US household used about 920 kilowatt-hours per month in 2008. At a national average price of 11 cents per kilowatt-hour this comes to a monthly electrical bill of $101.20.

The mistake here is that a lot of houses don't heat with electric. They burn gas or oil.

Later in the article, Joe needs to pay 300-400 a month for cell phones, cable TV, internet and such. This is not a need. My wife and I have prepaid cellphones. A thousand minutes lasts a year, for $100. Mine carry over and I pay less than $100 a year. My wife uses her cell phone more, but still keeps it down to ~250 a year. This is about $30 a month for both. Our TV, Internet and land line are bundled for $100 a month plus fees, but in a pinch we would just have Internet and use Vonage for phone; there is no reason to "need" cable TV, especially if you have Internet.

84 posted on 04/13/2010 8:44:28 AM PDT by Dick Holmes
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Comment #85 Removed by Moderator

To: 668 - Neighbor of the Beast

last time I looked up the street the bus was still running

I have never lived anywhere in my entire life where I had city transportation. Good for you on your street. Maybe you haven’t figured out not every one lives in the city???

And in my case, by choice.


86 posted on 04/13/2010 8:47:27 AM PDT by handmade
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Comment #87 Removed by Moderator

To: Dick Holmes
there is no reason to "need" cable TV

Yep, that's true right there.

Cablevision in my area already costs $160/month for triple play of phone/cable/internet. That's close to $2000 a year right there.

Why do you need cable when you can get all your TV for free on the internet via HULU ?

Better still, go to the library and borrow a good book. It will be better for you than the trash you get on cable.
88 posted on 04/13/2010 8:49:52 AM PDT by SeekAndFind
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To: SeekAndFind

“One thing for sure — in the USA ( unlike in most other countries, except maybe Canada or Australia, or perhaps if you live in the New York City and surrounding area), YOU CANNOT SURVIVE WITHOUT A CAR !”

I call BS. I have “survived” just fine without a car for the last few years. No, I don’t live in NYC or Chicago. I never take public transportation and I live in an area with all 4 seasons. It is tough about 1 month a year, but otherwise it is no big deal.


89 posted on 04/13/2010 8:51:58 AM PDT by CSM (Keeper of the "Dave Ramsey Fan" ping list. FReepmail me if you want your beeber stuned.)
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Comment #90 Removed by Moderator

To: Megan D
The whole point is that our financial freedom is in our own hands.

Bingo! We can be 'victims', which is what the Socialists want, or we can get back on our feet and try again. (Everyone knows what the first step to getting back on their feet is, I hope.)

It might not be easy, it might be darned discouraging, and it is often unfair. Expect that. Handle it, and keep trying.

For people out of work, check here, and here, with the caveat that housing is hard to find, and for here, expensive (1200-1500/mo for a 2 bdrm appt in some towns) but there are jobs, if you can do the work and handle the weather. A warning, though, get the job before you come here, even motel rooms are tough to get.

91 posted on 04/13/2010 8:55:00 AM PDT by Smokin' Joe (How often God must weep at humans' folly. Stand fast. God knows what He is doing.)
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To: 668 - Neighbor of the Beast
Uh...hop a bus? The nearest bus to us is about 2 hours away. Hubby goes to his job one way and I go to my job the other direction. We can't even carpool.

as a Depression baby and WWII survivor, I am amazed at what people consider necessities these days. When we were young, we rented modest homes and fixed them up. I stayed at home back then and used my time to do things that cut costs. No frills for the kids, just basic food, clothes & education.

92 posted on 04/13/2010 8:56:18 AM PDT by WVNan (I hate the liberal news corpse..)
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To: Hoosier Catholic Momma

My favorite is the bartender that complains about the potential foreclosure as she plays games on her new phone, talking about how the game is better on one of her 3 brand new gaming systems and later bragging about her new car.

Oh, and she is so happy to finally be getting health care paid for by the government.

A pox on all moochers!


93 posted on 04/13/2010 8:58:45 AM PDT by CSM (Keeper of the "Dave Ramsey Fan" ping list. FReepmail me if you want your beeber stuned.)
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To: 668 - Neighbor of the Beast

avoid borrowing—live within your means

Ah what an old fashioned idea. How quaint. And what a great life that concept allows us to have when we understand keeping up with or outdoing every one else is not where happiness and security comes in to play. If more people understood that, our country would not be in the mess it is today.


94 posted on 04/13/2010 9:00:38 AM PDT by handmade
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Comment #95 Removed by Moderator

To: Woebama

It describes us almost exactly.


96 posted on 04/13/2010 9:02:37 AM PDT by 2Jedismom
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To: carton253

Get a Pellet Stove. We did and it is well worth it. God knows we would never be able to afford the electric bill since it went up 30% this winter. PP&L sucks.


97 posted on 04/13/2010 9:02:40 AM PDT by angcat (GOD SAVE US!)
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To: Poison Pill
1K per month? I spend about 200 a week in food and household necessities for a family of four.
98 posted on 04/13/2010 9:04:10 AM PDT by angcat (GOD SAVE US!)
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To: RipSawyer

“Boring is a state of mind, not a place. Anyone who is bored has only himself to blame. Some people might look at my life and say that I am a boring person but I am never bored.”

I am exactly the same way and I have never felt so much peace in my life.


99 posted on 04/13/2010 9:05:23 AM PDT by CSM (Keeper of the "Dave Ramsey Fan" ping list. FReepmail me if you want your beeber stuned.)
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To: Megan D

My issue wasn’t whether your response to anyone was right or wrong... I just didn’t want you harangued on your first day. We need people like you, but FReepers are notorious for “picking” on the Newbies. If you thought I was picking on you, then I’m sorry.


100 posted on 04/13/2010 9:05:29 AM PDT by carton253 (Ask me about Throw Away the Scabbard - a Civil War alternate history.)
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