I think you are without a clue? The banks have to repay the monies extended under TARP with interest. As well, many shareholders suffered losses YET if ever to be recovered.
Maybe you should check yourself out for marxist tendencies...
First I am not a Marxist, and second Marxists at least are consistent. Those ‘capitalists’ gambled and would have been wiped out if not for us bailing them and their counter-parties out. So, go ahead and gamble, if you win you keep it it, if you lose we, the suckers, will bail you out. How free market!
It has been discussed long enough already http://www.businessweek.com/the_thread/economicsunbound/archives/2009/03/german_and_fren.html