If insurance companies can’t exclude people with pre-existing conditions for individual policies, then an individual could sign up for insurance when they are sick and then drop insurance after they get better. Obviously, that insurance company could not afford to stay in business.
To cover pre-existent conditions, you must have a large pool, but you must still limit the exposure to the pre-existing conditions.
If you have unlimited pre-existent condition exclusions you can never have private insurance, only a government medical program. The government plans can cover uninsurable patients and the poor, but it should not be used for otherwise insurable individuals and groups.
Do we really need these ignorant trolls on this site?
I am sure there are people who do that all the time.
If your last sentence was a comment to me, you are overly rude and must think quite highly of yourself. You must be perfect and never question anything because you have all the answers. How pompous and arrogant that is.