How do you feel about insurance companies rejecting people with pre-existing conditions? I never really thought about that before...but I think that’s pretty sh*tty.Its my understanding that they are not "rejected" but put into a special pool of high-risk people, who have to pay a much higher rate (such that it's impractical for someone to pay the premiums) because it's 100% certain (nearly so) that they will have massive claims.
Consider how unfair it is to charge someone who is healthy, a LOT more $$ in order to cover the certainly massive claims of the neighbor who decided to wait (for free) until they got the "pre-existing condition" and then demand the same rate as the low-risk healthy fellow. Essentially insisting that the low-risk healthy fellow pay for the claims of the one who's already sick. Of course, this is EXACTLY what happens under Obamacare. :-/
Thanks. I was under the impression that someone with diabetes for example, was being rejected for any insurance....yes, paying higher premiums is of course expected...