cash out all of your stocks and 401k, buy silver, buy land to live off of, and basically go off the grid.
The US is going to collapse, and your credit score won’t mean a thing.
Make payments. They have to take them and can’t send you to collection or ruin your credit if you pay every month on time. Send $10.00 month. But pay the bill.
“The US is going to collapse, and your credit score wont mean a thing.”
*********
I tend to agree with that, and find all current discussions of credit ratings to be a morbid joke.