[penelopesire]

Thanks for the clarification. I don’t understand the insurance business very well. How did BC/BS get such favored treatment? Are you saying that they get subsidized by the American taxpayer?

[Eric in the Ozarks]

BC (hospitals) and BS (doctors) were created for the auto unions when price controls prevented the car markers from giving raises following the war. The Blues and unions have had a symbiotic relationship since their creation.
They are nearly every state's choice for employee and family coverage.