What’s so hard about reading the dang paperwork, and asking questions to uninterested 3rd parties about anything they didn’t understand?
And if the answers raised too many questions... then trying to get a different loan that didn’t have the problems the 1st one did?
Whats so hard about understanding the world isn’t black and white. That unethical people take advantage of other people.
Whats so hard about understanding that we are in the middle of a major economic crisis and many people have no control over their situation.