Two rules. One is to BUY LOW and the other is to SELL HIGH.
Federales who are losing money kept their money in stocks too long. It's so easy to go cash ~ just go on the net, go to your account, make your changes!
I agree, and I’m not complaining; I love my federal job and the Thrift Savings Plan.
I’m in the “L” fund 100%, I’m 40 yrs old, so I know that it will automatically start converting to cash as I age. . .