I do not use a credit card period.
>> I do not use a credit card period.
I use a credit card for every purchase I can make.
Then, without fail, I pay it off completely every single month.
Credit cards are not inherently evil. If you have discipline, they’re just a useful accounting tool.
I always use my credit card but i never carry a balance
never have never will
i get a lot of cool gifts and cash for using it and never had to pay a cent of interest. heck i have to spend the money anyway and its not like i get a discount for using cash so i literally get paid for using the bloody thing