I'm all for ammo, the more the better. But where gold is supreme is as flight capital.
Try loading a million dollars in ammo into a Cessna 150 for a trip out of an extreme danger zone.
An example: plenty of well-to-do Vietnamese literally had fortunes on them when they escaped to the USA.
How much of a fortune in ammo can you carry on you as you escape across a border to freedom?
Back toward the end of the era when those of British ancestry ran Rhodesia, the folks with a lot of money bought very, very nice boats.
The plan was that when the time came to go, they just get in the boat and sail away, then when they got wherever they were going, they would sell the boat and they’d have money to start over.
Called them “crash boats”, as I recall.
You alluded to something similar in FEAT.