The lack of money and financial management among the US population is terrible. It used to be taught in schools and our parents used to be fruggle. No new cars..cash for cars...20% down on the house and no refi or second since the goal was to own it outright for retirement or sooner.
Save money every week..prepare for that strike that could come. Etc. Our parents were raised during the depression.
They didn’t have 401k’s.
The Rats will use this Rat induced ignorance to take over all retirement plans and Nanny state those. That is the only fix they want for SS.
work and saving does not pay...
your kids will get free college and you'll get free healthcare if you don't work and have no money....