[HiTech RedNeck]

Why does health “insurance” have to be all things to all people?

My auto insurance doesn’t double as an engine maintenance plan. My homeowner’s insurance doesn’t cover repainting dingy rooms.

Why can’t I buy insurance against disasters and pay the routine stuff from my own pocket?

[wbarmy]

I think we should be able to do that, but it is not going to happen. The price of “routine stuff” is not set by the market, but by what Medicare will pay for it. Usually, the doctor will not charge lower than Medicare. Some will, but they are hard to find.

And if you think Medicare is going away anytime soon.....