The problem comes from the current government requirement that ERs bust provide emergency care to everybody who arrives in the ER, without taking into consideration ability to pay for the treatment.
Now, if we changed the law to make this optional on the hospitals' part, so that if you're brought in broken and bleeding from a traffic accident and they see that you have no insurance, then they can toss your butt out the back alley and let you die there, then that's fine.
Until that point, we have the situation where you may find yourself imposing a cost on a third party (the hospital) that may be beyond your ability to pay. Hospitals in "inner city" areas are closing due to too much uncompensated expense for treating uninsured people.
“ERs bust” should have read “ERs MUST”