The higher interest rate reflect higher risk? The higher interest rate increase the cost, and force the consumer into a smaller home or no home until the consumer was in a position to afford the home?
Were the community groups interested in just getting lower interest rates for higher risk groups? Lower interest rates allow the consumers who couldn’t afford the home to get a bigger home now (or one at an inflated price)?
Several good threads put up last night re:banking therefore; acorn??????...
Are you on Starwise list?