[I really think were in for 4-6 years of complete economic ruin.]
It could be more.
The banks are all bankrupt but haven’t marked to market their default inventory, both residential and commercial. After that, SS and medicare and the Fed Gov all collapse.
"Show me just what Mohammed brought that was new, and there you will find only things evil and inhuman, such as his command to spread by the sword the faith he preached." - Manuel II Palelogus