“Or until they bring back the good old “annual fees”.”
about 25 years ago my card vompany instituted an anual fee.
I canceled the card and the next month they called me up and eliminated the fee if I would retake the card.
I still have the same card today with no fee.
6 months ago they sent me a letter reducing my maximum from $30k to $15k. I called them up and bitched and got my previous maximum reinstated.
If you always pay your bills you can deal with them.
I have a Discover card and a Visa through my credit union, I pay any balance in full every month before they are due. So it doesn’t really matter to me how much interest they charge. I think my credit union is 7.99%, not sure though.
Combined total credit limit of $28,000.
The most I ever put on it in one month was when we were on board ship a couple of years ago. My wife bought some jewelry and we spent money on the Islands and all we could use was a credit card. I paid it off as soon as we got home.