Sorry about the lack of paragraphs. Didnt catch that
I am a health insurance agent.
I know lots of people who decline or refuse to purchase health insurance.
That is their right, to do so.
We need to let such people know that bankruptcy court, is the place to go, if they end up wishing they had made a different decision.
Risk is part of life.
How we handle risk should be up to us.
Those who insist on taking such financial risks should NOT be bailed out, by the rest of us!