http://www.freerepublic.com/focus/news/2549966/posts
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“ObamaCare: Dream Turned Nightmare”
Posted 07:02 PM ET
PHOTO CAPTION: “Tom Coburn, left, and John Barrasso, the only M.D.s in the U.S. Senate, offer an ugly prognosis for health care reform.”
SNIPPET: “Add to that the fact that according to the Joint Committee on Taxation, much of ObamaCare’s new taxes will trickle down and end up being paid for by health care consumers. These include “the $60 billion tax on health plans, the $20 billion tax on medical devices and the $27 billion tax on prescription drugs.” Makes you wonder which party is on the side of the little guy.”
SNIPPET: “That’s just one of a series of ObamaCare negatives highlighted by the report, including: 16 million forced into the going-broke Medicaid system, which many doctors avoid like the plague; a free ride for illegal immigrants, with citizens paying their costs; criminalization of the uninsured, with possible IRS harassment on the way; and millions losing the health plans they now enjoy “as employers either drop coverage or purchase more expensive, government-dictated health insurance.””
http://www.freerepublic.com/focus/chat/2553304/posts
http://www.hipaasurvivalguide.com/hit-subchapter-d/hit-170-302.php
http://frwebgate.access.gpo.gov/cgi-bin/getdoc.cgi?dbname=111_cong_public_laws&docid=f:publ005.111
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http://www.cnsnews.com/news/article/69436
“Obesity Rating for Every American Must Be Included in Stimulus-Mandated Electronic Health Records, Says HHS”
Thursday, July 15, 2010
By Matt Cover, Staff Writer
SNIPPET: “(CNSNews.com) – New federal regulations issued this week stipulate that the electronic health records—that all Americans are supposed to have by 2014 under the terms of the stimulus law that President Barack Obama signed last year—must record not only the traditional measures of height and weight, but also the Body Mass Index: a measure of obesity.
The obesity-rating regulation states that every American’s electronic health record must: “Calculate body mass index. Automatically calculate and display body mass index (BMI) based on a patient’s height and weight.”
The law also requires that these electronic health records be available—with appropriate security measures—on a national exchange.
The new regulations are one of the first steps towards the government’s goal of universal adoption of electronic health records (EHRs) by 2014, as outlined in the 2009 economic stimulus law. Specifically, the regulations issued on Tuesday by Health and Human Services Secretary Kathleen Sebelius and Dr. David Blumenthal, the National Coordinator for Health Information Technology, define the “meaningful use” of electronic records. Under the stimulus law, health care providers—including doctors and hospitals—must establish “meaningful use” of EHRs by 2014 in order to qualify for federal subsidies. After that, they will be subjected to penalties in the form of diminished Medicare and Medicaid payments for not establishing “meaningful use” of EHRs.”
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Previously...
http://www.cnsnews.com/public/content/article.aspx?RsrcID=43463
“Final Stimulus Bill Creates Government Database that Will Hold Every American’s Personal Medical Records”
Thursday, February 12, 2009
By Fred Lucas, Staff Writer
SNIPPET: “(CNSNews.com) - The final version of the stimulus bill, negotiated by the Democratic leaders of the House and Senate, includes a provision creating a federal database that will hold the personal medical records of every American, Katie Grant, spokeswoman for House Majority Leader Steny Hoyer (D-Md.) told CNSNews.com Thursday.
The full language of the final package had not been released as of press time. But the bills that passed both the House and Senate created an “Office of the National Coordinator for Health Information Technology” and called for the coordinator to create a national database and a plan for “the utilization of an electronic health record (EHR) for each person in the United States by 2014.”
Asked if the provision for the “utilization of an electronic health record for each person in the United States by 2014” was in the final bill agreed to by the House-Senate conference committee, Grant said, “It is.” She later said “correct” when asked a second time if this language was in the final bill.
The legislation called for creating a National Coordinator for Health Information Technology and said that this person “shall perform the duties under subsection (c ) in a manner consistent with the development of a nationwide health information technology infrastructure for the electronic use and exchange of information.””
Quote:
http://www.freerepublic.com/focus/news/2555068/posts
Maryland Becomes Second State to Offer Federally Funded Abortions Under Obamacare
CNS NEWS.com ^ | July 16, 2010 | by Matt Cover
Posted on July 19, 2010 2:37:45 AM PDT by Cindy
SNIPPET: “(CNSNews.com) - Maryland will join Pennsylvania as the second state to use federal tax dollars to pay for abortions under the new health care law signed by President Barack Obama in March, according to information released by Maryland’s State Health Insurance Plan.
Maryland will receive $85 million in federal funds for its federally mandated high-risk insurance pool, which will cover abortions. As CNSNews.com reported on July 14, Pennsylvania will receive $160 million in federal funds for its high-risk insurance pool, which will also cover abortions.”
(Excerpt) Read more at cnsnews.com ...
http://www.cnsnews.com/news/article/69891
“Some Insurers Stop Writing New Coverage for Kids”
Friday, July 23, 2010
By Ricardo Alonso-Zaldivar, Associated Press
SNIPPET: “Washington (AP) - Some major health insurance companies have stopped issuing certain types of policies for children, an unintended consequence of President Barack Obama’s health care overhaul law, state officials said Friday.”
SNIPPET: “Starting later this year, the health care overhaul law requires insurers to accept children regardless of medical problems - a major early benefit of the complex legislation. Insurers are worried that parents will wait until kids get sick to sign them up, saddling the companies with unpredictable costs.”
http://www.freerepublic.com/focus/news/2557690/posts
“Mama Can’t Find a Doctor, and Other Fallout From New Democratic Legislation”
Townhall.com ^ | July 23, 2010 | Matt Towery
Posted on July 23, 2010 7:54:43 AM PDT by Kaslin
SNIPPET: “Lately, even the most elite in media have started to report some of the intended and unintended consequences of the rushed and ill-conceived federal health care bill passed earlier this year by the Barack Obama administration and the Democrat-controlled Congress.
And I’ve had my first eye-opener. Like everyone of their generation, my parents automatically qualify for Medicare. Soon after the new health care bill passed, their personal physician retired. When they set about looking for a new one, they kept hearing the same refrain: “We are no longer accepting new patients.”
Why? Because while Congress fashioned a massive — and massively expensive — new health care program, they have also allowed Medicare reimbursements to physicians to be reduced. Many seniors have physicians who are their contemporaries because they’ve been under their care for many years. As these older physicians retire, their patients are scrambling to find replacements. They’re encountering “do not apply” signs on the doors of medical facilities.
Now that’s change you can believe in.
Next comes the unfolding realization that the new law is stocked with all sorts of little gems that are destined to make life harder for the young and those still working. For example, many small businesses already dread the annual task of creating 1099 tax forms for those individual contractors they pay each year for goods and services. Apparently they now also will be required to issue similar forms to every corporation, vendor or other party they pay during the taxable year.
As interpreted by many, the new law suggests the need for, say, a local hardware store to search out the tax identification number of huge corporations they pay for products or services. If this interpretation of the law is correct, and it’s truly enforced, business in America will be ground to a halt by a cascade of paperwork.
Also in the coming months, all types of entities touched by the new financial reform laws will suddenly learn that they are required to comply with new bureaucratic rules related to the ethnicity, or other demographic profiles, of their employees. Maybe this is well-intended, but once again the burden of compliance will be staggering.
There’s more.”
http://www.cnsnews.com/news/article/70074
“Rep. Pence: Medicare Chief Berwick ‘Not Entitled to That Job,’ Must Explain Praise for UK ‘Socialist Health Care System’”
Wednesday, July 28, 2010
By Adam Cassandra
SNIPPET: “Washington (CNSNews.com) – Rep. Mike Pence (R-Ind.) says he is concerned about the prospect of health care rationing following the recess appointment of Dr. Donald Berwick to serve as the administrator of the Centers for Medicare and Medicare Services.
Pence, speaking Tuesday at a Congressional Health Caucus event, said Berwick was “not entitled to that job” and should have had a confirmation hearing.
“I think an appointment of such magnitude, at a time of enormous public debate, as a recess appointment was wrong,” Pence told CNSNews.com. “I think it was wrong for the president to bypass the confirmation process at a time when the American people are so focused on legislation where the ink is barely dry.
“I also believe, as a part of those confirmation hearings, Dr. Berwick would certainly have an opportunity to explain why he referred to the British socialist health care system as ‘a global treasure,’” said Pence.”
http://www.cnsnews.com/news/article/70143
“Senators DeMint and Brownback Open to GOP Filibusters to Force Hearing on Medicare Chief”
Wednesday, July 28, 2010
By Adam Cassandra
SNIPPET: “Washington (CNSNews.com) – At a press conference on Wednesday, Senators Jim DeMint (R-S.C.) and Sam Brownback (R-Kan.) indicated they were open to filibustering any and all legislation in the Senate until a confirmation hearing is held for Dr. Donald Berwick, who was recently recess-appointed by President Obama to head the Centers for Medicare & Medicaid Services.
Dr. Berwick is controversial because he supports rationing health care services, has said a “just” health care funding plan “must redistribute wealth,” and has praised Britain’s government-run National Health Service. President Obama nominated Berwick back in April and then recess-appointed him on July 7, while Congress was away on the July 4 vacation. The Senate Finance Committee, headed by Sen. Max Baucus (D- Mont.), did not call a hearing for Berwick.”
http://myfloridalegal.com/webfiles.nsf/WF/JFAO-883LV3/$file/MotionToDismiss.pdf
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Quote:
http://www.freerepublic.com/focus/f-news/2566252/posts
MEMORANDUM IN OPPOSITION TO DEFENDANTS’ MOTION TO DISMISS (in 20-State suit challenging ObamaCare.
ATTORNEY GENERAL OF FLORIDA Website ^ | 8/6/10 | BILL MCCOLLUM ATTORNEY GENERAL OF FLORIDA
Posted on August 6, 2010 11:59:02 PM PDT by BCrago66
Click the above link for the 80 page brief; about 60 pages when to take out the table of contents, table of authorities, etc.
Note: There are now 20 States who have joined this particular suit, plus at least 1 other State - Virginia - has separately filed suit challenging ObamaCare. That’s pretty impressive, maybe unprecedented; almost half the States are now suing the feds over ObamaCare, including big and electorally important ones such as Virginia, Florida, Pennsylvania, Michigan and Washington. These ain’t just “red States.”
To follow this 20-State case, here’s a dedicated website.
Here’s a site that includes updates on the Virginia suit against ObamaCare.
Here’s a page from the Thomas More Law Center, which includes links to the legal documents of that public interest law firm’s suit against ObamaCare.
And here’s a Forbes article on a suit brought by the Texas Spine & Joint Hospital, along with the Physician Hospitals of America trade group, challenging a provision of ObamaCare barring doctors from owning hospitals.
There may be other suits challenging ObamaCare I don’t know about (there’s one by a guy who looks to be impersonating a lawyer, which I didn’t include.)
(Excerpt) Read more at myfloridalegal.com ...
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Quote:
http://www.freerepublic.com/focus/bloggers/2567116/posts
THE DEADLY PACT: How ObamaCare will ‘Save’ Money
AMERICAN THINKER.com ^ | August 9, 2010 | By John Griffing
Posted on August 8, 2010 11:58:48 PM PDT by Cindy
SNIPPET: “Andy Griffith, the former TV Sheriff of Mayberry and guardian of small town America, is now the national spokesman for ObamaCare. More specifically, this venerable gentleman is the spokesman for the new Medicare. Apparently Griffith is under the naïve belief that ObamaCare is a genuinely good thing for seniors. As much as it pains me to say this, Griffith is dead wrong. ObamaCare is a fatal bargain for seniors, and all Americans.”
(Excerpt) Read more at americanthinker.com ...
Ping
http://www.cms.gov/ReportsTrustFunds/downloads/tr2010.pdf
https://www.cms.gov/ActuarialStudies/Downloads/PPACA_Medicare_2010-04-22.pdf
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http://www.nationalreview.com/critical-condition/242932/fraud-exposed-and-ignored-james-c-capretta
Critical Condition
NRO’s health-care blog.
“A Fraud Exposed — and Ignored”
August 10, 2010 3:41 PM
By James C. Capretta
SNIPPET: ““Law Will Extend Medicare Fund, Report Says,” was the New York Times headline. “Medicare Funds to Last 12 Years Longer Than Earlier Forecast, Report Says,” was the similar take of the Washington Post. Those two stories were upbeat summaries of what the latest report on Medicare’s long-term financial outlook supposedly revealed.
But was that really the most newsworthy headline here?
How about the fact that the person who compiled all of the data for this report, and knows its contents better than anyone else, utterly repudiated its findings?
That’s right. Richard Foster, the chief actuary of the Medicare program and the man responsible for overseeing the production of the data which forms the basis of this annual report’s forecast, has advised the public — in his official “Statement of Actuarial Opinion” printed at the end of the trustees’ report — not to believe any of the modestly rosy conclusions contained within it.”
http://www.cnsnews.com/news/article/71515
“Americans Losing Confidence in ObamaCare’s Promise of Lower Costs and Medicare Guarantee”
Tuesday, August 24, 2010
By Fred Lucas, Staff Writer
SNIPPET: “(CNSNews.com) – Americans are less confident they will be able to afford their health care now than they were before President Barack Obama signed the $1 trillion health care overhaul package, according to a poll released on the five-month anniversary of the president’s signature. “
http://www.onenewsnow.com/Perspectives/Default.aspx?id=1134024
“Medical care facts and fables”
Thomas Sowell - Syndicated Columnist - 8/24/2010 9:50:00 AM
SNIPPET: “There is so much political spin, and so many numbers games being played, when it comes to medical care, that we have to go back to square one and the simplest common sense, in order to get some rational idea of what government-run medical care means. In particular, we need to examine the claim that the government can “bring down the cost of medical care.”
The most basic fact is that it is cheaper to remain sick than to get medical treatment. What is cheapest of all is to die instead of getting life-saving medications and treatment, which can be very expensive.
Despite these facts, most of us tend to take a somewhat more parochial view of the situation when it is we ourselves who are sick or who face a potentially fatal illness. But what if that decision is taken out of your hands under ObamaCare and is being made for you by a bureaucrat in Washington?”
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http://www.pacificresearch.org/press/mass-mess-obamacares-ugly-future
“Mass. mess: ObamaCare’s ugly future”
New York Post
By: Sally C. Pipes
8.17.2010
Quote:
http://www.freerepublic.com/focus/f-news/2584373/posts
Health Insurance Agents, RIP
Forbes ^ | 8/30/2010 | Merrill Matthews
Posted on September 7, 2010 2:35:15 AM PDT by bruinbirdman
The first casualties of ObamaCare.
The first casualties of ObamaCare—not counting truth and the trust the public had placed in President Obama to keep his promises—will be health insurance agents. That proud army of tens of thousands of Americans whose calling was to help individuals and employers work through the maze of available health insurance policies to find one that met their clients’ needs.
Democrats pushing ObamaCare, just as Democrats pushing ClintonCare 17 years ago, always saw the demise of health insurance agents as an acceptable, even a desirable, loss.
In November 1993, when then-First Lady Hillary Clinton headed up her own scheme for a government takeover of health care, an agent asked her what would happen to health insurance agents under her plan. The Wall Street Journal quoted Clinton as saying, “I’m assuming anyone as obviously brilliant as you could find something else to market.”
And now that the Clinton vision has finally come to pass in ObamaCare, many of those agents will indeed find something else to market—because they’ll have to.
It’s not like you couldn’t see this train wreck coming. Once the health care reform debate got underway, I began to warn health insurance agents in speeches and on conference calls that when Obama referred to administrative waste, he was talking about them.
Some of them told me they, in conjunction with their primary trade association, the National Association of Health Underwriters, were visiting members of Congress trying to convince the powers that be that agents provided value. That still appears to be NAHU’s basic strategy.
I think those efforts have been pointless. That’s because of what former President George H.W. Bush called “the vision thing.” The vision guiding those who are really driving the reform effort is a country in which people go online and choose
(Excerpt) Read more at forbes.com ...
http://www.freerepublic.com/focus/f-news/2587473/posts
“SOCIALIZED MEDICINE THREAD ROUND UP 9/11-14/10”
Free Republic ^ | 9/11/10 | Gail A & socialismisinsidious
Posted on September 11, 2010 2:40:48 PM PDT by GailA
http://www.PhysiciansAgainstObamacare.org
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Quote:
http://www.freerepublic.com/focus/news/2587645/posts?page=232#232
To: rodguy911
The other really interesting story this weekend is about a courageous group of docs (see www.PhysiciansAgainstObamacare.org) who are loosely associated as the National Doctors Tea Party.
If you see the FOX interview with Physicians Against Obamacare founder and National Doctors Tea Party President, Doctor Adam Dorin,
http://www.youtube.com/watch?v=QtCQDmVIcZA, then you’ll get part of the picture of an emerging debate. On Doctor Dorin’s site, he challenges the AMA to give up the ‘copyright’ monopoly it has on the billing codes necessary for docs to bill insurance companies.
This is shaping up to be one of the hottest issues underpinning Obamacare—the disingenuous way in which the legislation was ‘sold’ to the public despite the AMA’s membership numbers of (at best) somewhere between 10 and 17%.
The Challenge to the AMA: “Give U.S. the Codes” used to bill for insurance that nets the AMA between 70 and 100 million dollars annually—the largest single segment of its income stream.
As per www.PhysiciansAgainstObamacare.org:
CHALLENGE TO THE AMERICAN MEDICAL ASSOCIATION
“Release the medical billing code copyright monopoly and assign the codes to the ‘public domain’ in an Internet-based ‘freeware’ system. This would save American docs 70 to 100 million dollars annually and would go a long way toward the spirit of cost-savings in the healthcare system. Without the unfair coding monopoly, the AMA can then compete fairly, on a level playing field, with other medical groups for the membership it so desperately lacks”
Most doctors and most Americans, by all polling over the past year, are not in favor of the Obamacare law. Doctor Dorin and many other physician leaders are fighting to defund and repeal this legislation so that a better healthcare reform product can be created.
Patrick Toomey
232 posted on September 12, 2010 9:55:58 AM PDT by toomeydoc (American Doctor)
[ Post Reply | Private Reply | To 219 | View Replies | Report Abuse]
NOTE The following post is a quote:
http://www.freerepublic.com/focus/f-news/2596219/posts
Unintended, But Not Unforeseen (Hidden Consequences of Obamacare)
National Review ^ | 9/24/2010
Posted on September 25, 2010 1:21:10 PM PDT by markomalley
The Patient Protection and Affordable Care Act, a.k.a. Obamacare, is to the law of unintended consequences what Newton’s apple was to the law of gravity: the illustration that bonks us on the head with its obviousness. Practically every week since its passage has added a new dimension of mirth to Nancy Pelosi’s punchline for the ages, that we had to pass the bill to find out what is in it. Out of the mouths of babes and clueless politicians#…#
And on the subject of babes, they are the latest victims of Obamacare: Health-insurance giants Anthem Blue Cross and Blue Shield, Aetna, Cigna, CoventryOne, Humana, and UnitedHealthCare have stopped writing child-only policies in those jurisdictions where they are able to do so. The reason for this is obvious: Because Obamacare forces insurance companies to accept children who are already sick with pre-existing conditions on the same terms as healthy children, parents now have a strong incentive to wait until their children are sick to buy child-only policies, making the products a guaranteed money-loser for insurers, which are not in the business of guaranteeing losses to their investors and employees. It is no accident that they stopped offering child-only policies on the very day the rule came into effect. Want to buy a child-only policy in Colorado, California, Ohio, or Missouri? Good luck with that.
The Democrats will rail in reliably demagogic fashion about the evil insurance fat cats boosting their profits, but consider this: Those losses would be passed on to health-care consumers in the form of higher premiums and reduced benefits, meaning that the mandate to cover those with pre-existing conditions will function as a tax on other insurance consumers, and those who were responsible enough to buy insurance before they got sick will be punished to bail out those who were not similarly responsible.
The Obama administration, which already has done almost everything in its power to buy off the insurance industry, announced that it would try to accommodate insurers’ concerns by allowing the use of “structured open-enrollment windows” to continue conducting business on more or less the same terms as they had been. These came in the form of what the administration calls, with exquisite bureaucratic hedging, “interim final regulations.” Interim or final? Your guess is as good as anybody’s.
Democrats of late have spent a lot of time engaged in televised scoffing at the idea that regulatory uncertainty is a major cause of our current economic malaise. They would do well to consult the insurers whose businesses they are attempting to micromanage. WellPoint had this to say about its decision to discontinue child-only policies: “Unfortunately, there remains a great deal of uncertainty as to how the rules will be implemented and what the impacts might be on participating insurers.”
Health-insurance rates already are rising even more quickly than they had been in the past because of concern about the costs that will be imposed by Obamacare. Various kinds of insurance products and services are being discontinued. Colleges have had to go begging to Washington to be allowed to continue offering the inexpensive, bare-bones coverage they make available to 18–22-year-old students who do not much need annual prostate exams or coverage for hip-replacement surgery. These consequences were unintended, but they were not unpredictable: They were, in fact, predicted by a very large number of critics, not least those writing for National Review.
Dozens of new taxes, regulatory beasties, and unlovely business outcomes have cropped up since the bill was passed. Meanwhile, the Democrats have declared war on financial reality, blasting insurance actuaries for the crime of consulting the actuarial tables when it comes to pre-existing conditions. And who can forget Rep. Henry Waxman’s fit of rage inspired by the fact that corporate accountants were following the rules of corporate accounting, inflicting massive writedowns on scores of struggling American companies forced to adjust their balance sheets to reflect the new costs and liabilities Obamacare inflicted on them?
And if you’re going to ignore a century’s worth of actuarial practice and accounting rules, why not just throw out all of economics and feign surprise at rising insurance premiums, the cancellation of services, and the discontinuation of products? Obamacare levies a 3.8 percent tax on profits from home sales — meaning they have reduced the real sales value of American homes by 3.8 percent — and Democrats act as though this will have no effect on the tanking housing market. They issue “interim final” rules that change at the whim of the administration and then deny that uncertainty is hobbling the economy. They require that every business file a 1099 for the IRS for every vendor transaction exceeding $600 — a requirement that the IRS itself confesses it lacks sufficient manpower to handle — and then promise that their program will save the country money through reduced paperwork. They add an extra layer of taxation onto investments to offset the costs of their health-care mess and then wonder that investors aren’t pouring money into new job-creating enterprises. No, neither Obamacare nor regulatory uncertainty is exclusively responsible for the poor state of the economy, the unsteady markets, or weak housing prices, but they are contributors, and their contribution is not negligible.
Meanwhile, Obamacare innovations such as the Community Living Assistance Program already are poised to far exceed the budgets established for them in the bill, and the turbocharged Medicaid provisions are threatening to bankrupt states across the country. Thanks to Obamacare, you will pay more for heart stents and other life-saving medical devices, and you’ll have less money to do so once all the additional taxes and fees with which the bill is larded up kick in.
On their own signature domestic issue, Democrats are as lost as last year’s Easter eggs. In the wake of the bill’s passage, the conventional wisdom held that Republican promises to repeal the bill in its entirety and start from scratch were wishful thinking that savored slightly of sour political grapes. But the continuing stream of noxious consequences percolating up from the murk of Obamacare make it clear that repeal is the only sensible option. The wise choice is, at the moment, also the popular choice, a rare enough concurrence, with half of the population strongly in favor of repealing Obamacare and more than half sympathetic to the idea. We propose that the next Congress adopt as House Bill 1 a single sentence: “The Patient Protection and Affordable Care Act is hereby repealed.”
http://www.cnsnews.com/news/article/75976
“First Lady Asks Nurses to Spread the Word About Affordable Care Act”
Wednesday, September 29, 2010
By Penny Starr
SNIPPET: “(CNSNews.com) – In a “listen only” telephone conference call on Tuesday, First Lady Michelle Obama told nurses they need to help Americans learn about the benefits of the new health care law, which President Barack Obama signed in March.
“But in order for this law to make a real difference in people’s lives, we have to make sure that people know about these reforms and that they take advantage of them,” Michelle Obama said. “And that’s why we need your help in spreading the word.
“So, we’re asking you all to get involved in this outreach effort,” the first lady said. “Talk to your patients about how these reforms can help them.
“Also, talk to your colleagues about the best ways to inform patients about what this new law means for them and for their families,” Obama said.”
Quote:
http://www.freerepublic.com/focus/f-news/2600037/posts
Vanity: Three Cheers for Obamacare!!!
self | 10/01/2010 | self
Posted on October 1, 2010 3:44:40 PM PDT by Cementjungle
Today my previously announced 20% premium increase for health insurance through Regence Blueshield kicked in, and by coincidence I also received a packet in the mail from them regarding the cancellation of all their current plans, with new ones replacing them.
Rates will of cource increase yet again in January, and one of the nice new provisions for ALL their plans is the fact that nothing related to anyone’s pre-existing conditions will be covered for nine months.
I called and asked questions... and when I asked about the pre-existing condition deal, I was told that the H.C. bill did in fact have “fine print” allowing the insurance companies to do this.